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38 Bernard StreetSan Francisco, CA 94133




Location! Top Floor! Private Deck! In unit W/D! All New Electric, Plumbing, & Roof! Low HOA Dues! Perched on the top floor of a beautifully renovated six-unit building, this exceptional residence enjoys an impeccable location on a quiet, tree-lined street at the border of Russian Hill and Nob Hill. Situated an easy stroll away from North Beach, Downtown, and the shopping and eating of Polk and Taylor Streets, this unit allows you to enjoy the best of San Francisco right outside your door. Part of a masterfully executed new TIC conversion, this move-in ready home offers 2 bedrooms and 2 full baths with the perfect blend of timeless character and modern convenience. With no rental restrictions, it is equally ideal as a primary residence or investment property. Thoughtfully designed, the home features an open floor plan with a bright south-facing living room, in-unit washer and dryer, a private primary suite with a walk-in shower, and a hall bath with a deep soaking tub. Premium solid oil-rubbed bronze Rejuvenation hardware is featured throughout, including Level Smart Locks on the front door for a seamless blend of style and innovation. The entire building has been comprehensively upgraded with permits, including new 400-amp electrical service, all-new Romex wiring, individually sub-metered water service, and a completely new plumbing system throughout. Additional improvements include a new roof and a full seismic retrofit. Each unit enjoys its own water heater with a recirculating system for near-instant hot water. This is an excellent water saving feature. Zoned Smart EnviMAX Heating can be controlled with your phone and is Smart Home compatible. Each home also includes a large private storage room with dedicated electrical service, perfect for e-bike charging, workshop space, or additional storage. Professionally managed finances by HomWorks with low HOA dues and a Sirkin TIC agreement already in place, the property offers exceptional ease of ownership. This is a rare opportunity to own a beautifully finished top-floor home in one of San Francisco's most coveted neighborhoods.
| 3 days ago | Listing updated with changes from the MLS® | |
| a week ago | Listing first seen on site |
Listing information is provided by Participants of the San Francisco Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, San Francisco Association of Realtors MLS.
Last checked: 2026-07-27 04:00 AM UTC
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.
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