Justice Department and Class Action Suits v NAR

In November 2021, the United States Justice Department announced that it was pursuing legal action against the National Association of Realtors (NAR) for violating consumer protection laws and the Taft-Hartley Act. The NAR is the largest trade association for real estate agents in the United States, with over 1.4 million members. The Justice Department’s complaint …

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Why Rebates for Real Estate Are Great!

Offering a rebate on a real estate transaction can be a powerful incentive for buyers to get under contract for several reasons: Overall, offering a rebate on a real estate transaction can be a smart strategy for attracting buyers and getting them under contract. It can help buyers save money, improve their negotiating position, and …

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2023 Conforming Mortgage Loan Limits

The maximum mortgage amount that Fannie Mae, FHA, and Freddie Mac will buy in 2023 is $726,200 nationwide and the high-value locations like San Francisco went to $1,089,300. This is for single-family homes. 2, 3 and 4 units are even higher. To find out the maximum in your area, go to https://conforminglimits.com

Why It’s OK to Buy Now in this “Shitty” Market

How to make the numbers work. Transcription Fred: This is the rationale numbers-wise on why people should buy now and take a long-range look based on rates and equity.   Fred:So let me just warn you, I’ve just done this with pen and paper. It’s not on a spreadsheet, but here’s what I’m figuring out. Last …

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Fannie Mae 2022 rules for Student Loan payments are calculated in your debt to income ratio

Fannie Mae: Lender must include a monthly payment in the borrower’s recurring monthly debt obligation, using one of the options below to determine this amount: 1% of the outstanding balance The actual payment listed on the credit report A calculated payment that will fully amortize the loan(s) based on the documented loan repayment terms. Loans that …

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interest rates and home prices

Interest rates and home prices Interest rates and home prices. What the media is not telling and why you should chill! arrivva is the leader in flat fee real estate transactions. https://youtu.be/uarLd7Cx0zo via @YouTube

market update for buyers

If you pay attention to the media and real estate, they will tell you about slowdowns because of interest rates going up and other stuff. Not in California. It’s getting worse. The supply is not changing. But the supply of buyers is still going up. Even if you think prices are high, there are plenty …

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At what stage your Mortgage is in!

Did you know in #california on the new agreement of sale, you must tell what stage your mortgage is in. If it is not fully underwritten, you are unlikely to get the bid accepted. Need a F U P A? Apply online and totally free with no obligation

Realities of a Real Estate Crash It Ain’t Happening!

Realities of a Real Estate Crash It Ain’t Happening! Hi, it’s Fred Glick, talking today about what everybody’s thinking. When will the crash occur? We’ve seen the stock market have a little issue, then Bitcoin up and down. And the real estate slowed down, started back up, COVID, blah-di-blah. You can go through the news …

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The ARMs are Back!

Why a 30 year fixed is the wrong mortgage for you. In the last few weeks, long-term mortgage rates have risen. The experts see a slowdown in the housing market. The culprit? The 30 year fixed rate. The stalwart of the mortgage business for a long, long time. This is the entry point for Americans …

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One Way to Solve the Appraisal Crisis

Fred discusses the idea of putting open house signs out. It’s inviting everyone to come into the house and it’s ridiculous. At Arrivva, we don’t use signs because we don’t want to attract attention from people who are not planning to buy.

Are open house signs necessary?

Fred discusses the idea of putting open house signs out. It’s inviting everyone to come into the house and it’s ridiculous. At Arrivva, we don’t use signs because we don’t want to attract attention from people who are not planning to buy.

May the 5th be with you – become a cash buyer – the next dimension in real estate rebates

Should you buy a home with an all-cash offer? Fred explains how you can become a cash buyer when buying real estate. Arrivva has solved the remaining pain point for buyers who are being beaten out by all-cash offers. Reach out to Arrivva to discuss being an all-cash buyer and still having money left over …

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Lennar homes

How the Waitlist Works at Lennar

A few months ago I started telling all my clients to go look at new construction as opposed to being one of 100 putting offers in on overprice property. That was good for a while and now it looks like the weight lists are getting insane.

Buying in a pandemic

In the podcast, Fred and Mistry discuss buying during a pandemic. Fred says that the first question he asks prospective clients is “Why are you trying to buy during the pandemic?”And the answer has been basically, “Hey, we’re in a one-bedroom apartment. We got one baby and another on the way we got to get …

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Are REALTORS(TM) Helping to Spread COVID? (aka, another reason we do not belong to this organization)

At the beginning of March, we all know that the world sort of got shut down. At that time, I figured that the economy would take a dive and that no one would be buying real estate. Alas, the fact that qualified people were then cooped up in their 1-bedroom apartments with the walls moving …

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#2 How to be an Arrivva Buyer!

Season 1 Episode 2 In this episode of We Fixed Real Estate, Fred and Misty breakdown their ideal client. They want you to be set-up for success which means pre-approved. Fred walks you through how to navigate the crazy California real estate market. There are a lot of cash buyers out there, let Fred explain …

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#1 Welcome to WFRE

Welcome to We Fixed Real Estate! Sponsored by Arrivva.com’s $8,750 Flat Fee. Fred Glick is the managing broker with lots of transactions, years in the business, mortgage knowledge (NMLS#133975), negotiation thrills, 4 broker licenses, and Misty McAfee, the co-host extraordinaire.  We are here to help you prepare the perfect strategy to make sure you get the …

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Who Pays What in California

Every county in California has different paid fees based on the buyer or the seller on a real estate transaction.  This will show who pays the title insurance, escrow fees, transfer taxes in both counties and cities. Here is a list by county in Google sheets that you are welcome to download. 

No Dual Agency

Dual Agency Is Alive

No matter how much you think ethics are getting slaughtered in Washington State, our real estate agent friends have not lost a step. My buyers (who are using me because of my flat fee and a 5-star rating on Zillow) saw a home before we connected.  The listing agent showed them the house and gave …

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The Mission to Civilize

We do not do due agency deals.  What’s that?  That’s when the agent represents both the buyer and the seller and makes a DOUBLE commission. The number of deals that go to agents that do this is astounding.  The number of states that ban it is pathetic, 3.  Why should you care?  If you are …

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The office may be gone but commercial real estate lives on.

Commercial real estate is everything, not residential 1-4 unit owner and non-owner homes.  That’s a lot.  If you’ve been following either the company on Twitter or me, you would know that I am begging developers to look into converting office space to residential.  It’s a DUH move.  Solve your housing crisis.  You can go from …

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COVID-19 and Your Mortgage

The recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act places special requirements on companies that report your payment information to credit reporting companies. These requirements apply if you are affected by the coronavirus disease pandemic and if your creditor makes an agreement (called an “accommodation” in the Act) with you to defer a …

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Open House……Dead

Let’s get this out of the way. The only reason real estate agent do an open house  is to attract possible buyer clients for them without disclosing or compensating owners. This is the mechanism that makes the whole path happen. When an agent gets a buyer client from an open house, it costs them nothing. …

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Multiple Buyers, Markets

Yes, I can handle multiple buyers in multiple cities at the same time. I’m here to negotiate for you and doesn’t need to be in person anymore. All the signatures are done through docusign or other electronic means in the showing of a house is not a big deal that you need to have a …

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