Celebrating 10 years: fixed fees, full service, fast responses

The podcast

We Fixed Real Estate

Hi, I'm Fred Glick. Real estate is broken. Here's this week's thing we fixed. 139 episodes on commissions, dual agency, appraisals, and the games the industry plays with your money.

While you're listening

The advice is free. The rebate is real.

Fred's negotiating brain comes with every Arrivva deal. Buyers pay $9,750 flat and keep the rest of the buyer-broker fee as a rebate. Average rebate, last 12 months: $50,262.

Typical 2.5% fee

$25,000

Arrivva flat fee

$9,750

Your est. rebate

$15,250

Estimated rebate $15,250 on a $1,000,000 home.

Nothing up front. Our flat fee is paid at closing.

* Buyer rebate is based on a buyer-broker fee of 2.5% less our fee of $9,750; your actual rebate will vary based on the contract's buyer-broker fee. Seller savings are based on most realtors' standard listing fee of 2.5% less our full-service flat fee of $15,750; actual savings vary with market conditions.

Recent episodes

What the industry won't tell you, weekly

Straight talk on commissions, dual agency, appraisals, and mortgages. A new episode every week.

Why Listing Agents Hide Floor Plans and Disclosures

Why Listing Agents Hide Floor Plans and Disclosures

Why would a listing agent hide a home’s floor plan or disclosures from potential buyers? In this episode, Fred Glick of Arrivva takes a closer look at the lack of transparency in real estate listings and explains how withholding basic property information can put buyers at a disadvantage. He breaks down how hidden floor plans and disclosures can push buyers toward listing agents, create unnecessary paywalls, and limit access to information that should help buyers evaluate a home. The conversation also covers San Francisco bidding wars, housing opportunities on public golf courses, changing mortgage rates, and what the fall market could bring.

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The Mortgage Buydown Trick That Beats a 7 Percent Rate

The Mortgage Buydown Trick That Beats a 7 Percent Rate

Could a mortgage buydown make a 7% rate much more manageable? In this episode, Fred Glick of Arrivva breaks down how temporary rate buydowns and adjustable-rate mortgages can lower initial payments, why mortgage rates remain elevated, and what inflation and national debt could mean for rates ahead. He also covers hidden risks of coastal properties, the problems with exclusive buyer agreements, and how AI is changing real estate operations. If you’re buying a home in today’s market, this episode offers practical insights into financing, contracts, property risks, and strategies buyers should understand before making their next move.

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The California Real Estate Changes Buyers Can’t Afford to Ignore

The California Real Estate Changes Buyers Can’t Afford to Ignore

What if the biggest risks in buying a California home are the ones you never see during a showing? In this episode, Fred Glick of Arrivva breaks down the California real estate changes and market shifts buyers need to understand, from condo balcony laws and HOA reserves to San Francisco’s growing cash-buyer market. He also explains how buyers can compete with cash offers, what wildlife disclosures can mean for sellers and buyers, and how Apple’s new Culver City campus could impact the local housing market.

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Bad Sellers vs. Smart Sellers: What Actually Gets You Top Dollar

Bad Sellers vs. Smart Sellers: What Actually Gets You Top Dollar

What separates a seller who gets top dollar from one who watches their home sit on the market? In this episode, Fred Glick of Arrivva breaks down the biggest mistakes sellers make and what smart sellers do differently to attract buyers and maximize their sale. From pricing and preparing a property to inspections, transparency, appraisals, and AI-powered strategies, Fred explains how to make a listing stand out in today’s changing real estate market. He also breaks down the latest portable mortgage proposal and what it could actually mean for homeowners.

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Arrivva Listing Tour: A 4.4-Acre Custom-Built Retreat on Bainbridge Island

Arrivva Listing Tour: A 4.4-Acre Custom-Built Retreat on Bainbridge Island

In this walkthrough, Fred Glick tours a 4.4-acre custom-built property on Bainbridge Island with the homeowner, Jeremy, who designed and built the home with his wife after searching for a piece of land to build "in the middle of nature." What started as casual browsing of real estate listings led them to this heavily wooded, part-waterfront parcel — a short ferry ride from Seattle, yet fully private once you're on it. Jeremy walks Fred through the custom kitchen and open-concept living space, both primary bedroom wings, the fully independent downstairs residence (legally an ADU), the oversized garage with dual EV charging, and then out into the grounds: hundreds of native trees, a private pond and waterfall, a spring-fed water system, walking trails, an orchard, and direct beach access on Murden Cove. Along the way, Jeremy shares the sustainability-minded decisions behind the build, from modular upstairs construction to insulated concrete slabs to a drought-tolerant EcoLawn.

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California’s Insurance Crisis Could Kill Your Mortgage Approval

California’s Insurance Crisis Could Kill Your Mortgage Approval

Could your home insurance actually derail your mortgage approval? California’s insurance crisis is creating a new challenge for homebuyers, with rising premiums and limited coverage potentially affecting the numbers lenders use to approve your loan. In this episode, Fred Glick of Arrivva breaks down why getting insurance figured out before you make an offer is becoming just as important as getting pre-approved for a mortgage. Fred also dives into surprising appraisal problems, LA County’s upcoming cooling rules, and how unused rooftop space could become an opportunity to add value to your property.

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The Property Tax Appeal Hack Every California Homeowner Needs to Know

The Property Tax Appeal Hack Every California Homeowner Needs to Know

Are you paying more in California property taxes than your home is actually worth? In this episode, Fred Glick of Arrivva and Stuart Altman, founder of Overassessed, break down how property tax assessments can become too high, when California homeowners may be able to appeal, and how the appeal process can be much easier to navigate than most people realize. From Prop 13 and Prop 8 to comparable sales, assessment evidence, and county appeals, this episode reveals how homeowners can challenge an overassessment and potentially save thousands on their California property taxes.

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Why Your Mortgage Rate Ignores the Fed (and What to Do About It)

Why Your Mortgage Rate Ignores the Fed (and What to Do About It)

Why does your mortgage rate change even when the Fed doesn’t? In this episode, Fred Glick of Arrivva explains why mortgage rates don’t simply follow the Federal Reserve, what’s really driving rates, and how buyers can navigate today’s high-rate environment. From adjustable-rate mortgages and temporary rate buydowns to assumable mortgages, Fred breaks down strategies that could help buyers make a move without waiting for rates to fall. Fred also discusses what’s happening in the housing market, including current buyer competition, offer strategies, and why market conditions can be harder to predict than they seem.

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New Fannie Mae Condo Reserve Rules Take Effect in 2026

New Fannie Mae Condo Reserve Rules Take Effect in 2026

Could new Fannie Mae condo rules make some properties harder to finance or sell? In this episode, Fred Glick of Arrivva breaks down the major Fannie Mae condo financing changes taking effect August 3, 2026, including the increase in required reserves from 10% to 15% for condos with 10 or more units. He explains what lenders will now examine, why condo finances, insurance, litigation, and reserves can directly affect a property's value, and what buyers and sellers should do before a deal falls apart.

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Is That "Multiple Offers" Real? How to Spot FAKE Housing Demand

Is That "Multiple Offers" Real? How to Spot FAKE Housing Demand

Is that “multiple offers” claim actually true, or is it a sales tactic? How can buyers tell if a property is genuinely in high demand? In this episode of We Fixed Real Estate, Fred Glick of Arrivva, breaks down how to spot fake housing demand and make smarter offers. From open house crowds and online views to buyer activity, broker fees, and negotiation strategies, Fred reveals what the numbers can tell you, what they can’t, and how to avoid being manipulated by claims of competing offers.

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How H-1B Layoffs Are Already Moving Home Values

How H-1B Layoffs Are Already Moving Home Values

Could tech layoffs be quietly reshaping your local housing market? In this episode with Fred Glick of Arrivva, discover why H-1B layoffs are creating ripple effects in real estate, how buyers can spot hidden opportunities before everyone else, and what sellers need to know as market conditions begin to shift. Fred also shares practical advice on getting financially prepared, avoiding common real estate mistakes, and why some property issues can delay a sale before it even hits the market.

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How We Won a Bidding War Without Paying More

How We Won a Bidding War Without Paying More

Think winning a bidding war always means paying more? Think again. In this episode, Fred Glick of Arrivva explains how the right strategy can beat competing offers without increasing the purchase price. Learn why offer structure, timing, and preparation often matter more than simply bidding higher, and discover what buyers can do to gain an edge in today's competitive market.

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