Property search · The Consumer Protection Brokerage
Every listing shows your estimated rebate.
The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.
At a glance
20144 Kimball Valley Road, Ramona, CA, 92065
$399,900·2 ba·San Diego MLS #SW26195145
Every completed rebate is published: see all 250 closings.
Listing data from San Diego MLS. Rebate estimate calculated by Arrivva.
How the rebate is calculated
- Buyer-broker fee at 2%
- $7,998
- Buyer-broker fee at 3%
- $11,997
- Arrivva flat fee
- - $9,750
- Estimated rebate range
- $0 to $3,000
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies. How the rebate works
20144 Kimball Valley RoadRamona, CA 92065




FIRST TIME ON THE MARKET!! Check out this one-of-a-kind two level cabin located in the Fernbrook area of Ramona, a very secluded, yet not far from amenities, valley located midway between Ramona and Lakeside, just north of Lake San Vicente. This property has been in the sellers family since 1966, but the seller has determined it is time to let her go to the next owner who can love this serene 10 acre parcel as much as their family has. This spacious cabin is located at the end of Kimball Valley Road which is ideal for those seeking to be close to nature and privacy. Approximately half of the total property is gently sloped and useable for all kinds of possible uses. There is a seasonal creek that runs diagonally through the property and features 7 waterfalls during periods of heavy rain. The cabin features a very large living room/kitchen area with wood burning stove/fireplace and single bathroom downstairs and a spacious bedroom/bathroom upstairs. Down below the cabin near the entrance to the property there is a very large Quonset hut-style barn with built in upstairs storage area and office space. The is ideal for hobbyists of all sorts and makes for great tractor/vehicle parking. To the left of the barn is an additional carport for vehicle parking and/or storage. This property features a well for water supply with two large storage tanks and a conventional septic system. SDG&E supplies power. There is a large chicken coop on site with the seller being willing to allow them to convey with the sale of the property. The eastern side of the property is a hillside with boulder outcrops and plenty of narrow hiking trails and no neighbors to the east. This home is located in a very rural area and access is across other owners properties so please do not go direct to view the home. Contact your agent, or listing agent, to arrange a showing. This home needs some TLC and due to its locating in a high fire hazard area, financing and insurance may be difficult to obtain. For this reason, the seller is willing to provide financing for qualified buyers. Inquire with your agent, or listing agent, for details.
| 4 days ago | Listing updated with changes from the MLS® | |
| 6 days ago | Listing first seen on site |
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS®.
Last checked 2026
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.
Questions about this listing
- How much could a buyer get back on 20144 Kimball Valley Road, Ramona, CA, 92065?
- Arrivva estimates a buyer rebate of $0 to $3,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
- How do I schedule a tour of 20144 Kimball Valley Road, Ramona, CA, 92065?
- Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk
Found a home you love?
Schedule a free consultation to lock in your rebate before you offer.
Calls and texts are answered by Amy, our AI assistant, who can answer questions and help you book.
Did you know? You can invite friends and family to your search. They can join your search, rate and discuss listings with you.