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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

1097 Saint Mary, Cayucos, CA, 93430

$1,475,000·3 bd·2 ba·San Diego MLS #SC26174232

Estimated Arrivva buyer rebate$19,000 to $35,000

Every completed rebate is published: see all 249 closings.

Listing data from San Diego MLS. Rebate estimate calculated by Arrivva.

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$1,475,000
29 Days On Site

1097 Saint Mary
Cayucos, CA 93430

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,200
SqFt
$670
/SqFt
1974
Built
Subdivision:
Cayucos Rural(520)
County:
San Luis Obispo
Listed by Bob Bennett of Horizon Realty & Property Mgt (805) 202-6390
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
1097 Saint Mary1097 Saint Mary1097 Saint Mary1097 Saint Mary
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Ocean Views for Days! Relive the charm of the 70s or bring your vision and a few updates to create your own coastal retreat. This 3-bedroom, 2-bath home offers stunning views of Estero Bay and endless potential. The main level features two bedrooms, two bathrooms, a kitchen, and a spacious living roomall taking advantage of the spectacular ocean and bay views. Downstairs, youll find a third bedroom, laundry area, and a huge open space with plenty of possibilities. Create the ultimate game room, home gym, office, or reconfigure the space to add another bedroom or two. Outside, the generous lot is a blank canvas ready for you to create your own coastal oasis, with plenty of room to enhance the property and enjoy the surrounding beauty. Whether youre looking for a home with character, an investment opportunity, or a property you can transform into your dream coastal getaway, this one is ready for your imagination. Come see the views and envision the possibilities!

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Listing Snapshot
Price 
$1,475,000
Days On Site 
29 Days
Bedrooms 
3
Inside Area (SqFt) 
2,200 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.1381 Acres
Year Built 
1974
MLS® Number 
SC26174232
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
yesterdayListing updated with changes from the MLS®
2 weeks agoPrice changed to $1,475,000
4 weeks agoListing first seen on site
General Features
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
2
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Total 
2200
Water Source 
Public
Interior Features
Fireplace Features 
Free Standing
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Exterior Features
View 
Panoramic
Waterview 
Panoramic
Community Features
Financing Terms Available 
Cash
Listed by Bob Bennett of Horizon Realty & Property Mgt (805) 202-6390



This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS®.

Last checked 2026

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 1097 Saint Mary, Cayucos, CA, 93430?
Arrivva estimates a buyer rebate of $19,000 to $35,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 1097 Saint Mary, Cayucos, CA, 93430?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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