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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

40 San Mateo, Rancho Santa Margarita, CA, 92688

$1,500,000·3 bd·3 ba·San Diego MLS #OC26168378

Estimated Arrivva buyer rebate$20,000 to $36,000

Every completed rebate is published: see all 249 closings.

Listing data from San Diego MLS. Rebate estimate calculated by Arrivva.

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$1,500,000
39 Days On Site

40 San Mateo
Rancho Santa Margarita, CA 92688

For Sale|Single Family Residence|Active Under Contract
4
Beds
3
Total Baths
3
Full Baths
2,459
SqFt
$610
/SqFt
1989
Built
Subdivision:
Arroyo Vista (AV)
County:
Orange
Listed by Terry Matheus of Regency Real Estate Brokers (949) 295-5105
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
40 San Mateo40 San Mateo40 San Mateo40 San Mateo
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Beautifully upgraded Home Located on a quiet, single-loaded cul-de-sac street with Mountain City Views! This beautifully maintained and currently being transformed residence offers an exceptional opportunity in one of Rancho Santa Margarita's most sought-after neighborhoods. Enjoy the sense of Community that the Arroyo Vista/Oaks neighborhood provides, complete with its own private neighborhood park featuring a private POOL and SPA area, a large grass and garden area with tables for dining while you enjoy the views, and a tot lot, all located 1 Block from home. This spacious home features 4 bedrooms plus a large BONUS ROOM, including a convenient main-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private office setup. The interior is currently undergoing a thoughtful refresh and will showcase a bright, modern, and move-in-ready feel upon completion offering SOLAR and a total home re-pipe in 2022. The Kitchen was remodeled with granite counters and stainless steel appliances, overlooking the Family Room, showcased with a Custom Built-in Entertainment Center and Fireplace with access to the Large Entertaining Backyard with Mountain Views. Inside, a Separate Laundry Room with access to the 3-car garage offers additional storage. Upstairs, escape to the beautifully remodeled primary ensuite designed for comfort and relaxation. The spacious primary bedroom features vaulted ceilings creating an airy open feel and a private balcony, the perfect retreat to unwind while enjoying the views. The luxurious primary bath includes a separate soaking tub and water closet, while the generous walk-in closet is conveniently located within the dressing area, providing exceptional storage and functionality. Every detail of this home comes together to create a serene and inviting sanctuary at the end of the day.

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Listing Snapshot
Price 
$1,500,000
Days On Site 
39 Days
Bedrooms 
4
Inside Area (SqFt) 
2,459 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.124 Acres
Year Built 
1989
MLS® Number 
OC26168378
Status 
Active Under Contract
Property Tax 
N/A
HOA/Condo/Coop Fees 
$176 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
a week agoListing updated with changes from the MLS®
a week agoStatus changed to Active Under Contract
a month agoListing first seen on site
General Features
Disclosures 
Home WarrantyHomeowners Association
Garage 
Yes
Garage Spaces 
3
Number Of Stories 
2
Parking 
GarageGarage Door Opener
Parking Spaces 
3
Property Sub Type 
Single Family Residence
Security 
Carbon Monoxide Detector(s)
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Total 
2459
Style 
Mediterranean/Spanish
Utilities 
Electricity AvailableNatural Gas AvailableCable AvailableElectricity ConnectedNatural Gas ConnectedUnderground UtilitiesSewer ConnectedWater Connected
Water Source 
Public
Interior Features
Appliances 
DishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric OvenIce MakerSelf Cleaning OvenGas RangeGas Water Heater
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
GasMasonryGas StarterFamily Room
Flooring 
CarpetTile
Heating 
Passive SolarFireplace(s)Forced AirNatural GasSolar
Laundry Features 
Washer Hookup
Spa 
Yes
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Exterior Features
Construction Details 
Stucco
Fencing 
Wrought IronVinylWood
Lot Features 
Cul-De-Sac
Patio And Porch 
Covered
Pool Features 
Solar HeatAssociationGuniteIn Ground
Spa 
Yes
Spa Features 
Gunite
View 
PanoramicNeighborhoodTrees/WoodsCity LightsMountain(s)
Waterview 
PanoramicNeighborhoodTrees/WoodsCity LightsMountain(s)
Community Features
Association Amenities 
Picnic AreaPlaygroundSport CourtBarbecuePoolTrail(s)
Association Fee 
$176.0
Association Fee Frequency 
Monthly
Community Features 
CurbsSidewalks
Financing Terms Available 
CashConventionalVA Loan
Listed by Terry Matheus of Regency Real Estate Brokers (949) 295-5105



This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS®.

Last checked 2026

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 40 San Mateo, Rancho Santa Margarita, CA, 92688?
Arrivva estimates a buyer rebate of $20,000 to $36,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 40 San Mateo, Rancho Santa Margarita, CA, 92688?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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