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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

20404 Church Lake Drive E, Bonney Lake, WA, 98391

$2,950,000·7 bd·4 ba·NWMLS #2569335

Estimated Arrivva buyer rebate$49,000 to $79,000

Every completed rebate is published: see all 249 closings.

Listing data from NWMLS. Listing courtesy of Kimberly Fraser of eXp Realty. Rebate estimate calculated by Arrivva.

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$2,950,000
26 Days On Site

20404 Church Lake Drive E
Bonney Lake, WA 98391

For Sale|Single Family Residence|Active
7
Beds
7
Total Baths
4
Full Baths
3
Partial Baths
6,947
SqFt
$425
/SqFt
2010
Built
Cumulative Days On Market:
27
Subdivision:
Bonney Lake
County:
Pierce
Courtesy of NWMLS
Listing courtesy of Kimberly Fraser of eXp Realty
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
20404 Church Lake Drive E20404 Church Lake Drive E20404 Church Lake Drive E20404 Church Lake Drive E
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Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout. Seven bedrooms & 6.5 baths provide exceptional space for guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen—ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

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Listing Snapshot
Price 
$2,950,000
Days On Site 
26 Days
Bedrooms 
7
Inside Area (SqFt) 
6,947 sqft
Total Baths 
7
Full Baths 
4
Partial Baths 
3
Lot Size 
0.3109 Acres
Year Built 
2010
MLS® Number 
2569335
Status 
Active
Property Tax 
$29,728
HOA/Condo/Coop Fees 
$14.58 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 weeks agoListing updated with changes from the MLS®
2 weeks agoPrice changed to $2,950,000
4 weeks agoListing first seen on site
General Features
Acres 
0.3109
Attached Garage 
Yes
Garage 
Yes
Land Lease 
No
Levels 
Two
Parking 
DrivewayOff StreetAttachedRV Access/Parking
Parking Spaces 
5
Property Sub Type 
Single Family Residence
Security 
Security System
SqFt Total 
6947
Utilities 
Cable AvailableSewer Connected
Water Source 
Public
Interior Features
Appliances 
DishwasherDouble OvenDryerMicrowaveRefrigeratorDisposalWasher
Basement 
DaylightFinished
Cooling 
Ceiling Fan(s)Central Air
Fireplace 
Yes
Fireplace Features 
GasMaster Bedroom
Fireplaces 
4
Flooring 
Ceramic TileStone
Heating 
ElectricNatural GasForced AirHeat Pump
Interior 
Central VacuumWalk-In Closet(s)Ceiling Fan(s)PantryVaulted Ceiling(s)Wet Bar
Main Level Bedrooms 
1
Spa 
Yes
Window Features 
Skylight(s)
Approved Accessory 
Level - Second
Bathroom Full 
Level - Second
Bathroom Half 
Level - Main
Bathroom Three Quarter 
Level - Second
Bedroom 
Level - Second
Den 
Level - Main
Dining Room 
Level - Main
Entry Hall 
Level - Main
Family Room 
Level - Lower
Great Room 
Level - Main
Kitchen 
Level - Main
Master Bedroom 
Level - Second
Rec Room 
Level - Lower
Utility Room 
Level - Second
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Exterior Features
Construction Details 
Cement SidingStoneWood Siding
Exterior 
Garden
Fencing 
Partial
Lot Features 
LevelPavedWaterfront
Other Structures 
Boat House
Patio And Porch 
DeckPatio
Roof 
Composition
Spa 
Yes
View 
LakeMountain(s)
Waterfront 
Yes
Waterfront Features 
LakeWaterfront
Waterview 
LakeMountain(s)
Windows/Doors 
Skylight(s)
Community Features
Association Fee 
$175.0
Association Fee Frequency 
Annually
MLS Area 
109 - Lake Tapps/Bonney Lake
School District 
Sumner-Bonney Lake
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
Building Access 
Main
Schools
School District
Sumner-Bonney Lake
Elementary School
Emerald Hills Elem
Middle School
Lakeridge Middle
High School
Bonney Lake High
Courtesy of NWMLS
Listing courtesy of Kimberly Fraser of eXp Realty



Listing information is provided by Participants of the Northwest MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northwest MLS.
All data is obtained from various sources and may not have been verified by the broker or MLS Grid. Supplied open house information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-09-09 10:36 PM PDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 20404 Church Lake Drive E, Bonney Lake, WA, 98391?
Arrivva estimates a buyer rebate of $49,000 to $79,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
Who is the listing brokerage for 20404 Church Lake Drive E, Bonney Lake, WA, 98391?
Listing courtesy of Kimberly Fraser of eXp Realty, per NWMLS listing #2569335. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
How do I schedule a tour of 20404 Church Lake Drive E, Bonney Lake, WA, 98391?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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