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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

656 Terrace Avenue, HALF MOON BAY, CA, 94019

$1,950,000·3 bd·3 ba·MLSListings #ML82058668

Estimated Arrivva buyer rebate$29,000 to $49,000

Every completed rebate is published: see all 249 closings.

Listing data from MLSListings. Rebate estimate calculated by Arrivva.

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$1,950,000
14 Days On Site

656 Terrace Avenue
HALF MOON BAY, CA 94019

Single Family Residence|Pending
4
Beds
3
Total Baths
3
Full Baths
2,397
SqFt
$814
/SqFt
2002
Built
County:
San Mateo
Listed by of Stephanie Sills of Compass (650) 678-5707
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
656 Terrace Avenue656 Terrace Avenue656 Terrace Avenue656 Terrace Avenue
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Rarely does single-story living offer this combination of space, convenience, privacy, and connection to nature. This Craftsman-style home features 4 bedrooms and 3 full baths across ~2,400 sq ft, on an oversized 8,025 sq ft lot bordering open space. Vaulted ceilings, radiant-heated wood floors and a gas fireplace create both openness and warmth. The thoughtful floor plan includes an eat-in kitchen with counter seating and breakfast nook, plus a formal dining room with built-in storage. Sliding doors from the kitchen and primary suite open to a backyard with flagstone patio and heated pergola for relaxing and entertaining, all complemented by unobstructed views of the surrounding hills and greenbelt. Fully fenced, low-maintenance yards feature drought-tolerant plantings. A spacious 3-car garage, owned rooftop solar, Tesla Powerwall & Level 2 EV charging station add exceptional utility and energy savings. Other amenities include an interior laundry room, recessed lighting, updated fixtures, and quality wood blinds. Walkable to the high school, the home is minutes from Hwy 92, downtown, trails & beaches. With single-level living, a 3-car garage, energy upgrades, and open-space views, 656 Terrace brings together some of Half Moon Bay's most desirable - and hard to find - features.

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Listing Snapshot
Price 
$1,950,000
Days On Site 
14 Days
Bedrooms 
4
Inside Area (SqFt) 
2,397 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.1851 Acres
Year Built 
2002
MLS® Number 
ML82058668
Status 
Pending
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
a week agoListing updated with changes from the MLS®
a week agoStatus changed to Pending
2 weeks agoListing first seen on site
General Features
Attached Garage 
Yes
Cross Street 
Golden Gate
Disclosures 
https://hlm.homelight.com/link/656-Terrace-Avenue-o4p950i8
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
1
Parking 
Attached
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
2397
Style 
Craftsman
Water Source 
Public
Zoning 
R1
Interior Features
Appliances 
DryerDisposalDishwasherRefrigeratorRange HoodGas RangeWasher
Fireplace 
Yes
Fireplace Features 
Gas
Fireplaces 
1
Flooring 
TileWood
Heating 
Radiant Floor
Interior 
Vaulted Ceiling(s)Master DownstairsWalk-In Closet(s)Central VacuumDouble Vanity
Laundry Features 
Inside
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Exterior Features
Fencing 
Front YardBack YardWood
Lot Features 
Level
Pool Features 
None
Roof 
Shingle
View 
HillsPark/Greenbelt
Waterview 
HillsPark/Greenbelt
Community Features
Accessibility Features 
Therapeutic Whirlpool
School District 
Cabrillo Unified
Schools
School District
Cabrillo Unified
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
Listed by of Stephanie Sills of Compass (650) 678-5707



The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than eXp Realty are marked with the Internet Data Exchange icon and detailed information about them includes the names of the listing brokers and listing agents. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, MLS Listings, Inc..
Last checked: 2026-09-10 09:37 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 656 Terrace Avenue, HALF MOON BAY, CA, 94019?
Arrivva estimates a buyer rebate of $29,000 to $49,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 656 Terrace Avenue, HALF MOON BAY, CA, 94019?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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