Property search · The Consumer Protection Brokerage
Every listing shows your estimated rebate.
The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.
At a glance
163 Harbor Oaks Circle, SANTA CRUZ, CA, 95062
$799,000·1.5 bd·1 ba·MLSListings #ML82053360
Every completed rebate is published: see all 249 closings.
Listing data from MLSListings. Rebate estimate calculated by Arrivva.
How the rebate is calculated
- Buyer-broker fee at 2%
- $15,980
- Buyer-broker fee at 3%
- $23,970
- Arrivva flat fee
- - $9,750
- Estimated rebate range
- $6,000 to $15,000
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies. How the rebate works
163 Harbor Oaks CircleSANTA CRUZ, CA 95062
Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a refreshed kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.
| 6 hours ago | Listing updated with changes from the MLS® | |
| a month ago | Price changed to $799,000 | |
| 2 months ago | Listing first seen on site |
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than eXp Realty are marked with the Internet Data Exchange icon and detailed information about them includes the names of the listing brokers and listing agents. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, MLS Listings, Inc..
Last checked: 2026-09-10 07:27 AM UTC
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.
Questions about this listing
- How much could a buyer get back on 163 Harbor Oaks Circle, SANTA CRUZ, CA, 95062?
- Arrivva estimates a buyer rebate of $6,000 to $15,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
- How do I schedule a tour of 163 Harbor Oaks Circle, SANTA CRUZ, CA, 95062?
- Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk
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