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How to Buy a Home Without Overpaying in Commissions

Rethinking the Cost of Homebuying 

Buying a home is one of the biggest financial decisions you’ll ever make—but it shouldn’t come with bloated fees and unclear pricing. Traditionally, buyers don’t even question agent commissions because those costs are "paid by the seller." But here’s the truth: you’re still paying—indirectly—through the home’s final price. 

How to buy a home without overpaying in commissions? At Arrivva, we believe there’s a better way: pay a flat fee of $9,750, only if you close. No commissions. No hidden incentives. Just full-service representation designed to help you win without overpaying. 

Understanding the Traditional Commission Trap

In a typical real estate transaction, the seller pays around 5–6% in commission, which is split between the listing agent and the buyer’s agent. For a $1.5M home, that’s $75,000 to $90,000—regardless of the actual work performed.

The buyer’s agent, supposedly "free" to you, is incentivized to:

  • Close quickly
  • Close high (to increase their cut)
  • Sell you something, even if it’s not ideal

How to Buy a Home Without Overpaying? Arrivva's Got the Answer

In Arrivva’s flat fee model, we’re not rewarded for pushing you into the most expensive house—we’re paid the same whether you buy a $700K condo or a $3M mid-century modern. Our only incentive is your satisfaction.

how to buy a home without overpaying in commissions

The Arrivva Buyer Experience

Step 1: Discovery & Strategy

We start with a 1:1 strategy call to understand your budget, timeline, and location goals. From there, we create a custom search plan tailored to what you actually want—without wasting time.

Step 2: Smarter Search Tools

You’ll receive both automated MLS alerts and human-curated suggestions from our team. We dig deep into pricing history, neighborhood comps, and recent sales to make sure every home you view has potential.

Step 3: Valuation & Offer Structuring

Before you make an offer, we generate a detailed valuation based on market comps, condition, and timing. You’ll know what it’s worth—and what to offer.

"Arrivva gave me more data on a home’s value than any agent I’d worked with before. It made the process feel smart and empowering." — Bay Area Buyer

Step 4: Negotiation

Fred Glick, a licensed broker and mortgage expert, personally oversees every negotiation. We aim to get you the best terms possible, not just get a deal done.

Step 5: Escrow to Close

From managing contingencies to coordinating inspections, we help you navigate escrow step-by-step. We also help you avoid common pitfalls that could cost thousands later.

What’s Included in the $9,750 Flat Fee

  • Dedicated agent + broker oversight
  • Full property search with customized alerts
  • Home valuation analysis for every offer
  • Offer writing, strategy, and negotiation
  • Transaction management through close
  • Access to trusted vendors and service providers

Only paid if you close. No retainer. No hourly billing. No surprises.

Buyer Cost Comparison

Purchase Price Traditional Buyer Agent (2.5%) Arrivva Flat Fee Your Savings
$800,000 $20,000 $9,750 $10,250
$1,200,000 $30,000 $9,750 $20,250
$2,000,000 $50,000 $9,750 $40,250

Why Buyers Choose Arrivva

  • Clarity & Control – You know what you’re paying and why.
  • Aligned Incentives – We don’t benefit from upselling.
  • Experience – Fred Glick has closed 1,000+ deals.
  • Transparency – Real-time dashboards and valuation reports.
  • Support – Step-by-step guidance from offer to close.
how to buy a home without overpaying commision

Common Buyer Questions

Yes. But when that happens, we credit that amount toward your closing costs. You don’t double-pay—we pass those savings to you.

Real Results from Real Buyers

  • San Diego Buyer
    • Home Price: $1.05M
    • Traditional Fee: $26,250
    • Arrivva Fee: $9,750
    • Saved: $16,500
  • LA Buyer
    • Home Price: $1.8M
    • Traditional Fee: $45,000
    • Arrivva Fee: $9,750
    • Saved: $35,250
  • Remote Tech Buyer (Bay Area)
    • Home Price: $950K
    • Traditional Fee: $23,750
    • Arrivva Fee: $9,750
    • Saved: $14,000

Ready to Buy Smarter?

Book a no-pressure call with the Arrivva team. We’ll walk you through the process, answer your questions, and help you decide if flat fee real estate is right for you.

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