Guaranteed to Close · The Consumer Protection Brokerage
Guaranteed to close. Your swing loan solution.
Sellers do not just compare prices. They compare risk. A swing loan removes the biggest risk in your offer: waiting on your current home to sell. Buy first, sell on your own timeline, and put a lender-backed guarantee behind your close.
- rebated to buyers, all-time
- $8,388,147
- rebated to buyers, all-time
- completed closings
- 211
- completed closings
- Zillow rating
- 4.9★
- Zillow rating
- E&O claims in 10 years
- 0
- E&O claims in 10 years
Why sellers say yes
Certainty is what wins the house
You should not have to sell your home, move twice, or write a contingent offer just to buy your next place. The right short-term financing fixes all three.
No sale contingency
A swing loan bridges the gap between buying your next home and selling your current one. You make your offer without tying it to the sale of your existing house.
A guarantee sellers trust
In our interim financing structure, the lender guarantees to the seller that if you do not close, they will. A large institution behind your offer makes the seller comfortable.
Speed when it counts
Interim financing is built to move fast. Our cash buyer program is designed to close in about 10 days, and the same speed mindset applies to swing loan timelines.
Costs and transparency
One flat broker fee. No markup games.
Arrivva's broker compensation is a flat $5,750, fixed regardless of loan size. Short-term financing carries lender fees and a higher short-term rate because it is built for speed. We show you the numbers before you commit, and we never run your credit unless we both agree.
Common questions
Guaranteed close and swing loans, explained
What does guaranteed to close mean?
It means the seller is not betting on your financing. In Arrivva's interim financing structure, the lender guarantees to the seller that if you do not close, they will. That certainty is why these offers compete with cash.
What is a swing loan?
A swing loan, also called a bridge loan, is short-term financing that lets you buy your next home before you sell your current one. You repay it when your existing home sells or when you refinance into a long-term mortgage.
What does Arrivva charge?
Arrivva's broker fee is a flat $5,750, our complete lender and borrower compensation, fixed regardless of loan size. Short-term financing also carries lender fees and a higher short-term rate. On our cash buyer program, that means a 1% lender fee and approximately 11.72% APR while the interim loan is outstanding.
What happens after I close?
Swing and interim loans are short-term by design. After you own the new home, you sell your current home or refinance into a traditional long-term mortgage, with Arrivva or any lender you choose.
Where is this available?
Arrivva represents buyers and sellers in California and Washington, and offers mortgage lending in California, Washington, Texas, Florida, and Pennsylvania. Contact us and we will confirm availability for your scenario quickly.
Stop writing contingent offers.
Buy the next house first. Sell the current one on your terms. We will walk you through the swing loan math.
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