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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

364 Mccarthy Avenue, Oceano, CA, 93445

$1,674,000·4 bd·3 ba·San Diego MLS #NS26158803

Estimated Arrivva buyer rebate$23,000 to $41,000

Every completed rebate is published: see all 249 closings.

Listing data from San Diego MLS. Rebate estimate calculated by Arrivva.

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$1,674,000
50 Days On Site

364 Mccarthy Avenue
Oceano, CA 93445

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
2,772
SqFt
$604
/SqFt
2026
Built
Subdivision:
Oceano(350)
County:
San Luis Obispo
Listed by Ian Chandler of Home & Ranch Sotheby's Intl (530) 545-9561
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
364 Mccarthy Avenue364 Mccarthy Avenue364 Mccarthy Avenue364 Mccarthy Avenue
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Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property. Set on an oversized 4,300 sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility. The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry. A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility. Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use. The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level. A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.

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Listing Snapshot
Price 
$1,674,000
Days On Site 
50 Days
Bedrooms 
4
Inside Area (SqFt) 
2,772 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.0987 Acres
Year Built 
2026
MLS® Number 
NS26158803
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS®
3 days agoPrice changed to $1,674,000
2 months agoListing first seen on site
General Features
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
3
Parking Spaces 
2
Property Condition 
Under Construction
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Total 
2772
Utilities 
Electricity AvailableNatural Gas AvailableCable AvailableElectricity ConnectedNatural Gas ConnectedPhone AvailableSewer ConnectedWater Connected
Water Source 
Public
Interior Features
Appliances 
DishwasherMicrowaveRefrigeratorGas RangeTankless Water Heater
Cooling 
Central Air
Fireplace Features 
GasFamily RoomLiving Room
Heating 
Forced Air
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Exterior Features
Fencing 
Vinyl
Roof 
Composition
View 
OceanNeighborhood
Waterview 
OceanNeighborhood
Community Features
Financing Terms Available 
Cash
Listed by Ian Chandler of Home & Ranch Sotheby's Intl (530) 545-9561



This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Copyright © 2026 San Diego MLS®.

Last checked 2026

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 364 Mccarthy Avenue, Oceano, CA, 93445?
Arrivva estimates a buyer rebate of $23,000 to $41,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 364 Mccarthy Avenue, Oceano, CA, 93445?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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