Ideally located between Bernal Heights Park and Cortland Avenue, 109 Banks offers the location buyers dream about. Head one way for the open trails and sweeping views of the park; head the other for the cafes, bakeries, wine bars, and local shops of the neighborhood's beloved village main street. Opportunities like this, a character-filled historic home in one of San Francisco's most sought-after enclaves, rarely come to market. Built in 1909, this classic Bernal cottage offers two bedrooms and one and a half baths on a single level. It has formal living and dining rooms with original details, an eat-in kitchen, a laundry room, and a deck that opens to the private garden. Below, a large garage offers generous parking and storage, with adjacent unfinished space including storage rooms and a utility room. Offered as a true fixer opportunity, 109 Banks is ready for its next chapter. Whether you envision a thoughtful restoration or a fuller reimagining, the setting, the bones, and the address make this a rare chance to create something special in Bernal Heights.

Listing courtesy of Travis C Hale of Sotheby's International Realty | Agent Phone: (415) 722-6150



Listing information is provided by Participants of the San Francisco Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, San Francisco Association of Realtors MLS.
Last checked: 2026-10-12 07:30 PM UTC