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Every listing shows your estimated rebate.
The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.
At a glance
4354-4356 20th Street, San Francisco, CA, 94114
$3,195,000·4 bd·4 ba·SFAR MLS #426163933
Every completed rebate is published: see all 253 closings.
Listing data from SFAR MLS. Listing courtesy of Todd Montgomery of Compass | Agent Phone: (415) 203-6022. Rebate estimate calculated by Arrivva.
How the rebate is calculated
- Buyer-broker fee at 2%
- $63,900
- Buyer-broker fee at 3%
- $95,850
- Arrivva flat fee
- - $9,750
- Estimated rebate range
- $54,000 to $87,000
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies. How the rebate works
4354-4356 20th StreetSan Francisco, CA 94114




Classic Edwardian charm meets thoughtful updates at 4354-4356 20th Street, set on a tree-lined corner at 20th and Diamond in Eureka Valley. This distinctive building offers two full-floor flats, each with 2 bedrooms and 2 bathrooms. Bay windows, decorative medallions, and original millwork create an enduring architectural presence. A welcoming lobby with period paneling and Carrara mosaic flooring leads to bright living rooms featuring handcrafted tile fireplaces, glass-front built-ins, and fold-out desks. Wide openings connect the living and formal dining rooms, where built-in hutches and leafy streetscape outlooks set the scene for everyday living and entertaining. Recently updated kitchens feature contemporary cabinetry, quartz countertops, and stainless steel appliances. The top-floor flat features a commercial-style gas range and Carrara mosaic kitchen flooring, while the lower flat offers a charming breakfast nook with built-in seating and storage. Remodeled bathrooms offer Carrara marble, distinctive tilework, premium fixtures, and towel warmers. Refinished wood floors and refreshed lighting complement preserved trim throughout. Two gracious bedrooms at the rear of each flat offer inviting retreats with organized closets. Entry and hall storage and in-unit laundry add convenience. Four independent garages, additional garage-level storage, and a separate laundry room are standout amenities, while the accessible roof offers sweeping 360-degree city views. Close to Castro shops and restaurants, Dolores Park, the Valencia Corridor, and Muni, this move-in-ready property offers flexibility to live in one flat and rent the other, accommodate extended family, or hold as an investment.
| yesterday | Listing updated with changes from the MLS® | |
| a week ago | Status changed to Active | |
| a week ago | Listing first seen on site |
Listing information is provided by Participants of the San Francisco Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, San Francisco Association of Realtors MLS.
Last checked: 2026-10-04 12:32 PM UTC
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.
Questions about this listing
- How much could a buyer get back on 4354-4356 20th Street, San Francisco, CA, 94114?
- Arrivva estimates a buyer rebate of $54,000 to $87,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
- Who is the listing brokerage for 4354-4356 20th Street, San Francisco, CA, 94114?
- Listing courtesy of Todd Montgomery of Compass | Agent Phone: (415) 203-6022, per SFAR MLS listing #426163933. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
- How do I schedule a tour of 4354-4356 20th Street, San Francisco, CA, 94114?
- Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk
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