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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

5 Horseshoe Circle, Bellingham, WA, 98229

$515,000·3 bd·2 ba·NWMLS #2586443

Estimated Arrivva buyer rebate$0 to $6,000

Every completed rebate is published: see all 253 closings.

Listing data from NWMLS. Listing courtesy of Morgan Loy of Bellingham Real Estate Company. Rebate estimate calculated by Arrivva.

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$515,000
9 Days On Site

5 Horseshoe Circle
Bellingham, WA 98229

Single Family Residence|Pending
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,820
SqFt
$283
/SqFt
1993
Built
Cumulative Days On Market:
148
Subdivision:
Sudden Valley
County:
Whatcom
Courtesy of NWMLS
Listing courtesy of Morgan Loy of Bellingham Real Estate Company
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
5 Horseshoe Circle5 Horseshoe Circle5 Horseshoe Circle5 Horseshoe Circle
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Move-in-ready home in one of Sudden Valley's best locations! Natural light and skylights abound in this beautiful home on a flat lot just one minute from Sudden Valley's Gate 9 entrance. Solid oak floors and vaulted ceilings throughout, with oversized windows capturing the amazing greenery outdoors. This functional floor plan lives large with minimal steps. Spacious primary suite feels like a private retreat with large windows, a walk-in closet, and an ensuite full bath. A bonus room with a slider door to the patio has an attached half bath and offers flex space to suit different needs. A home office? Multi-generational living? The space has endless opportunity. Enjoy the multiple stone patios in the trees, brand-new roof and sheathing, new washer/dryer, and fresh paint throughout the house. Take advantage of the PNW outdoors with dog trails right out your front door, as well as the Stimpson Family Nature Reserve trail and world-class biking and hiking just a few minutes away. Community amenities include pools, tennis and pickleball courts, a gym, a boat launch, beach access, plus much more! Special lender credit offered through Evergreen Home Loans. This home has been pre-inspected and is ready for you!

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Listing Snapshot
Price 
$515,000
Days On Site 
9 Days
Bedrooms 
3
Inside Area (SqFt) 
1,820 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.14 Acres
Year Built 
1993
MLS® Number 
2586443
Status 
Pending
Property Tax 
$4,976
HOA/Condo/Coop Fees 
$156 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS®
2 days agoStatus changed to Pending
a week agoListing first seen on site
General Features
Acres 
0.14
Attached Garage 
Yes
Direction Faces 
Northeast
Garage 
Yes
Land Lease 
No
Levels 
Two
Parking 
Attached
Parking Spaces 
4
Property Sub Type 
Single Family Residence
SqFt Total 
1820
Utilities 
Sewer Connected
Zoning 
RR3
Interior Features
Appliances 
DishwasherDryerMicrowaveRefrigeratorWasher
Basement 
Daylight
Fireplace 
Yes
Fireplace Features 
Gas
Fireplaces 
1
Flooring 
HardwoodVinyl
Heating 
ElectricPropaneForced Air
Interior 
Walk-In Closet(s)Vaulted Ceiling(s)
Bathroom Full 
Level - Second
Bathroom Half 
Level - Lower
Bedroom 
Level - Second
Dining Room 
Level - Main
Entry Hall 
Level - Main
Family Room 
Level - Lower
Kitchen 
Level - Main
Living Room 
Level - Main
Master Bedroom 
Level - Second
Utility Room 
Level - Second
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Exterior Features
Construction Details 
Cement Siding
Lot Features 
LevelWoodedPaved
Patio And Porch 
DeckPatio
Roof 
Composition
View 
Territorial
Waterview 
Territorial
Community Features
Association Fee 
$156.0
Association Fee Frequency 
Monthly
Community Features 
ClubhouseGolfParkPlayground
MLS Area 
850 - Sudden Valley
School District 
Bellingham
Financing Terms Available 
CashConventionalFHAVA Loan
Building Access 
Main
Schools
School District
Bellingham
Elementary School
Geneva Elem
Middle School
Kulshan Mid
High School
Bellingham High
Courtesy of NWMLS
Listing courtesy of Morgan Loy of Bellingham Real Estate Company



Listing information is provided by Participants of the Northwest MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northwest MLS.
All data is obtained from various sources and may not have been verified by the broker or MLS Grid. Supplied open house information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-10-02 11:04 PM PDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 5 Horseshoe Circle, Bellingham, WA, 98229?
Arrivva estimates a buyer rebate of $0 to $6,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
Who is the listing brokerage for 5 Horseshoe Circle, Bellingham, WA, 98229?
Listing courtesy of Morgan Loy of Bellingham Real Estate Company, per NWMLS listing #2586443. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
How do I schedule a tour of 5 Horseshoe Circle, Bellingham, WA, 98229?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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