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Every listing shows your estimated rebate.
The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.
At a glance
5 Horseshoe Circle, Bellingham, WA, 98229
$515,000·3 bd·2 ba·NWMLS #2586443
Every completed rebate is published: see all 253 closings.
Listing data from NWMLS. Listing courtesy of Morgan Loy of Bellingham Real Estate Company. Rebate estimate calculated by Arrivva.
How the rebate is calculated
- Buyer-broker fee at 2%
- $10,300
- Buyer-broker fee at 3%
- $15,450
- Arrivva flat fee
- - $9,750
- Estimated rebate range
- $0 to $6,000
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies. How the rebate works
5 Horseshoe CircleBellingham, WA 98229
Listing courtesy of Morgan Loy of Bellingham Real Estate Company




Move-in-ready home in one of Sudden Valley's best locations! Natural light and skylights abound in this beautiful home on a flat lot just one minute from Sudden Valley's Gate 9 entrance. Solid oak floors and vaulted ceilings throughout, with oversized windows capturing the amazing greenery outdoors. This functional floor plan lives large with minimal steps. Spacious primary suite feels like a private retreat with large windows, a walk-in closet, and an ensuite full bath. A bonus room with a slider door to the patio has an attached half bath and offers flex space to suit different needs. A home office? Multi-generational living? The space has endless opportunity. Enjoy the multiple stone patios in the trees, brand-new roof and sheathing, new washer/dryer, and fresh paint throughout the house. Take advantage of the PNW outdoors with dog trails right out your front door, as well as the Stimpson Family Nature Reserve trail and world-class biking and hiking just a few minutes away. Community amenities include pools, tennis and pickleball courts, a gym, a boat launch, beach access, plus much more! Special lender credit offered through Evergreen Home Loans. This home has been pre-inspected and is ready for you!
| 2 days ago | Listing updated with changes from the MLS® | |
| 2 days ago | Status changed to Pending | |
| a week ago | Listing first seen on site |
Listing courtesy of Morgan Loy of Bellingham Real Estate Company
Listing information is provided by Participants of the Northwest MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northwest MLS.
All data is obtained from various sources and may not have been verified by the broker or MLS Grid. Supplied open house information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-10-02 11:04 PM PDT
*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.
Questions about this listing
- How much could a buyer get back on 5 Horseshoe Circle, Bellingham, WA, 98229?
- Arrivva estimates a buyer rebate of $0 to $6,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
- Who is the listing brokerage for 5 Horseshoe Circle, Bellingham, WA, 98229?
- Listing courtesy of Morgan Loy of Bellingham Real Estate Company, per NWMLS listing #2586443. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
- How do I schedule a tour of 5 Horseshoe Circle, Bellingham, WA, 98229?
- Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk
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