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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

20 Sweetclover Circle, Bellingham, WA, 98229

$825,000·3 bd·2 ba·NWMLS #2573640

Estimated Arrivva buyer rebate$6,000 to $15,000

Every completed rebate is published: see all 249 closings.

Listing data from NWMLS. Listing courtesy of Irina V Chernomorets of Coldwell Banker Bain. Rebate estimate calculated by Arrivva.

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$825,000
14 Days On Site

20 Sweetclover Circle
Bellingham, WA 98229

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,596
SqFt
$318
/SqFt
2024
Built
Cumulative Days On Market:
15
Subdivision:
Sudden Valley
County:
Whatcom
Courtesy of NWMLS
Listing courtesy of Irina V Chernomorets of Coldwell Banker Bain
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
20 Sweetclover Circle20 Sweetclover Circle20 Sweetclover Circle20 Sweetclover Circle
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LUXURY MEETS COMFORT IN SUDDEN VALLEY! Welcome to a truly exceptional home where stylish living meets the beauty and tranquility of a peaceful forest setting. Surrounded by trees and nature, yet only 15 minutes from city conveniences, this home offers the best of both worlds. Featuring two beautifully designed kitchens, double appliances including washers and dryers, stainless steel appliances, custom-made cabinets, and gorgeous quartz countertops. The flexible layout offers incredible possibilities—use the additional living space as an ADU, mother-in-law suite, guest unit, extended living space, or private rental, or rent out half of the home for additional income while enjoying the other half yourself. Perfect for multigenerational living, hosting guests, or creating a potential mortgage-offset opportunity. Located just minutes from lake beaches, trails, golf, pools, playgrounds, and outdoor recreation, this home combines luxury, comfort, privacy, convenience, and income potential. Luxury meets comfort. Nature meets convenience. Flexibility meets opportunity. A place to call home. A MUST SEE!

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Listing Snapshot
Price 
$825,000
Days On Site 
14 Days
Bedrooms 
3
Inside Area (SqFt) 
2,596 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.1434 Acres
Year Built 
2024
MLS® Number 
2573640
Status 
Active
Property Tax 
$5,865
HOA/Condo/Coop Fees 
$167 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 weeks agoListing updated with changes from the MLS®
2 weeks agoListing first seen on site
General Features
Acres 
0.1434
Attached Garage 
Yes
Garage 
Yes
Land Lease 
No
Levels 
Two
Parking 
Attached
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Security 
Security GateSecurity Service
SqFt Total 
2596
Style 
Traditional
Utilities 
Sewer Connected
Water Source 
Public
Zoning 
RR3
Interior Features
Appliances 
DishwasherDryerMicrowaveRefrigeratorDisposalWasherWater Heater
Basement 
Finished
Cooling 
Ductless
Fireplace 
Yes
Fireplace Features 
Gas
Fireplaces 
1
Flooring 
CarpetVinyl
Heating 
ElectricPropaneDuctlessForced Air
Interior 
Central VacuumWalk-In Closet(s)
Main Level Bedrooms 
1
Bathroom Full 
Level - Lower
Bathroom Half 
Level - Main
Bedroom 
Level - Lower
Bonus Room 
Level - Lower
Den 
Level - Main
Entry Hall 
Level - Lower
Great Room 
Level - Main
Kitchen 
Level - Main
Master Bedroom 
Level - Main
Utility Room 
Level - Main
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Exterior Features
Construction Details 
Cement Siding
Lot Features 
Rolling Slope
Patio And Porch 
Deck
Pool Features 
Community
Roof 
Built-UpComposition
View 
Territorial
Waterview 
Territorial
Windows/Doors 
French Doors
Community Features
Association Fee 
$167.0
Association Fee Frequency 
Monthly
Community Features 
PoolClubhouseGatedGolfParkPlayground
MLS Area 
850 - Sudden Valley
School District 
Bellingham
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
Building Access 
Lower,Main
Schools
School District
Bellingham
Elementary School
Geneva Elem
Middle School
Kulshan Mid
High School
Sehome High
Courtesy of NWMLS
Listing courtesy of Irina V Chernomorets of Coldwell Banker Bain



Listing information is provided by Participants of the Northwest MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northwest MLS.
All data is obtained from various sources and may not have been verified by the broker or MLS Grid. Supplied open house information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-09-10 02:27 AM PDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 20 Sweetclover Circle, Bellingham, WA, 98229?
Arrivva estimates a buyer rebate of $6,000 to $15,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
Who is the listing brokerage for 20 Sweetclover Circle, Bellingham, WA, 98229?
Listing courtesy of Irina V Chernomorets of Coldwell Banker Bain, per NWMLS listing #2573640. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
How do I schedule a tour of 20 Sweetclover Circle, Bellingham, WA, 98229?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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