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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

1731 Stephen Street, Oak Harbor, WA, 98277

$450,000·1 bd·NWMLS #2540300

Estimated Arrivva buyer rebate$0 to $4,000

Every completed rebate is published: see all 211 closings.

Listing data from NWMLS. Listing courtesy of Terri Neilon of Acorn Properties, Inc. Rebate estimate calculated by Arrivva.

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$450,000
126 Days On Site

1731 Stephen Street
Oak Harbor, WA 98277

Single Family Residence|Pending Inspection
2
Beds
1
Total Bath
1
Partial Bath
782
SqFt
$575
/SqFt
1961
Built
Cumulative Days On Market:
127
Subdivision:
Penn Cove
County:
Island
Courtesy of NWMLS
Listing courtesy of Terri Neilon of Acorn Properties, Inc
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
1731 Stephen Street1731 Stephen Street1731 Stephen Street1731 Stephen Street
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Remodelers delight is ready for your new fresh ideas in this 2 bedroom Pan Adobe log home in Rolling Hills. You'll love the privacy of this .51 acre lot surrounded by trees while enjoying a nice water view of Penn Cove. Features include, New wall to wall carpet, Newly installed 2 bedroom septic system, spacious living room with vaulted ceilings, cozy wood burning fireplace with ceiling fan. The kitchen is designed for small steps and includes refrigerator and electric range. The primary bedroom has a walk-in closet and is joined in the hall with a 3/4 bath and guest bedroom. Existing exterior features include, 2+ bay garage, attached workshop with kitchen, bath & propane fireplace that is just waiting for your finishing touches, plus a bonus detached 2 bay workshop. There is room to roam with mature landscaping and large deck with a peak a boo view of Penn Cove. You can also enjoy the Rolling Hills community recreation center, pool, sports field, boat dock and community beach. This property is ideal for a VA or FHA RE Hab Loan. It has so much potential, just needs you!

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Listing Snapshot
Price 
$450,000
Days On Site 
126 Days
Bedrooms 
2
Inside Area (SqFt) 
782 sqft
Total Baths 
1
Full Baths 
N/A
Partial Baths 
1
Lot Size 
0.51 Acres
Year Built 
1961
MLS Number 
2540300
Status 
Pending Inspection
Property Tax 
$2,793
HOA/Condo/Coop Fees 
$115 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS
2 days agoStatus changed to Pending
4 months agoListing first seen on site
General Features
Acres 
0.51
Attached Garage 
Yes
Garage 
Yes
Land Lease 
No
Levels 
One
Parking 
DrivewayAttachedRV Access/Parking
Parking Spaces 
3
Property Condition 
Fixer
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Total 
1510
Interior Features
Appliances 
RefrigeratorElectric Water HeaterWater Heater
Fireplace Features 
ElectricGas
Flooring 
LaminateCarpet
Heating 
ElectricWoodBaseboard
Interior 
Walk-In Closet(s)Ceiling Fan(s)
Main Level Bedrooms 
2
Window Features 
Skylight(s)
Bathroom Three Quarter 
Bedroom 
Entry Hall 
Kitchen 
Living Room 
Utility Room 
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Exterior Features
Construction Details 
Log
Exterior 
Garden
Lot Features 
LevelPavedSecluded
Patio And Porch 
Deck
Pool Features 
Community
Roof 
Composition
Windows/Doors 
Skylight(s)
Community Features
Association Fee 
$115.0
Association Fee Frequency 
Monthly
Community Features 
PoolClubhouse
MLS Area 
813 - North Whidbey Island
School District 
Coupeville
Financing Terms Available 
CashFHAVA Loan
Building Access 
Main
Schools
School District
Coupeville
Elementary School
Coupeville Elem
Middle School
Coupeville Mid
High School
Coupeville High
Courtesy of NWMLS
Listing courtesy of Terri Neilon of Acorn Properties, Inc



Listing information is provided by Participants of the Northwest MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Northwest MLS.
All data is obtained from various sources and may not have been verified by the broker or MLS Grid. Supplied open house information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last checked: 2026-10-24 08:55 PM PDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 1731 Stephen Street, Oak Harbor, WA, 98277?
Arrivva estimates a buyer rebate of $0 to $4,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
Who is the listing brokerage for 1731 Stephen Street, Oak Harbor, WA, 98277?
Listing courtesy of Terri Neilon of Acorn Properties, Inc, per NWMLS listing #2540300. Arrivva is not the listing brokerage: Arrivva is a separate flat-fee brokerage that represents you as the buyer, with your interests first and no dual agency, ever. How Arrivva represents buyers
How do I schedule a tour of 1731 Stephen Street, Oak Harbor, WA, 98277?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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