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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

20 Plover Circle, WATSONVILLE, CA, 95076

$3,950,000·2.5 bd·2 ba·MLSListings #ML82065046

Estimated Arrivva buyer rebate$69,000 to $109,000

Every completed rebate is published: see all 256 closings.

Listing data from MLSListings. Rebate estimate calculated by Arrivva.

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$3,950,000
4 Days On Site

20 Plover Circle
WATSONVILLE, CA 95076

For Sale|Single Family Residence|Active
4
Beds
2.5
Total Baths
2
Full Baths
1
Partial Bath
2,015
SqFt
$1,960
/SqFt
1980
Built
Subdivision:
Pajaro Dunes
County:
Santa Cruz
Listed by of Amy Kroeger of Christie's International Real Estate Sereno (831) 204-1455
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
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20 Plover Circle20 Plover Circle20 Plover Circle20 Plover Circle
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Where modern luxury meets the sea. Designed for effortless indoor/outdoor living, this home captures panoramic ocean views from Santa Cruz to the Monterey Peninsula. Sweeping ocean vistas fill the expansive deck, chef's kitchen, living room and luxurious top-floor primary suite, where a private balcony, sitting area and full bay window create a spectacular retreat. Wake to dolphins, whales and seabirds, unwind to the sound of waves, or take your morning meetings with the Pacific as your backdrop. Recently transformed by a nearly $2M renovation, this 4-bedroom, 2.5-bath home is in truly like-new condition, combining privacy, impeccable quality, high-end design and generous living space. A private walkway leads directly to a sandy beach, just steps from the ocean- perfect for long walks and endless play. Set within a gated community with pickleball/tennis courts, basketball courts and an on-site fire station. The home also enjoys the rare advantage of being oceanfront without the high-risk flood zone designation. With the potential for short-term rental income without the waitlist, this an opportunity to generate revenue when not in use. Just over an hour from Silicon Valley, this is more than a 2nd home- its an escape to an extraordinary way of life, at the edge of the Pacific.

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Listing Snapshot
Price 
$3,950,000
Days On Site 
4 Days
Bedrooms 
4
Inside Area (SqFt) 
2,015 sqft
Total Baths 
2.5
Full Baths 
2
Partial Baths 
1
Lot Size 
0.321 Acres
Year Built 
1980
MLS Number 
ML82065046
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
$648.33 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
19 hours agoListing updated with changes from the MLS
4 days agoListing first seen on site
General Features
Cross Street 
Rio Boca Rd.
Direction Faces 
West
Disclosures 
https://app.glide.com/share/2CBqW4JPJXHrFQrJSdqEGU/
Number Of Stories 
3
Parking 
Common
Pets 
Yes
Property Sub Type 
Single Family Residence
Security 
Gated with GuardSecurity Gate
Sewer 
Public Sewer
SqFt Total 
2015
Style 
Contemporary
Utilities 
Other
Water Source 
Public
Zoning 
SU
Interior Features
Appliances 
DisposalDishwasherExhaust FanIce MakerMicrowaveRefrigeratorOtherRange HoodRangeBuilt-In RangeWasher/Dryer
Flooring 
TileWoodOther
Heating 
Other
Interior 
High CeilingsDouble VanityKitchen Island
Window Features 
Bay Window(s)Skylight(s)
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Exterior Features
Construction Details 
Block
Exterior 
OtherBalconyTennis Court(s)
Lot Features 
ViewsOther
Patio And Porch 
DeckPatio
Pool Features 
None
Roof 
Other
View 
BayMountain(s)OceanWater
Waterview 
BayMountain(s)OceanWater
Windows/Doors 
Bay Window(s)Skylight(s)
Community Features
Association Amenities 
Tennis Court(s)PoolSecurityElectricity
Association Fee 
$1945.0
Association Fee Frequency 
Quarterly
School District 
Pajaro Valley Unified
Schools
School District
Pajaro Valley Unified
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
Listed by of Amy Kroeger of Christie's International Real Estate Sereno (831) 204-1455



The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than eXp Realty are marked with the Internet Data Exchange icon and detailed information about them includes the names of the listing brokers and listing agents. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, MLS Listings, Inc..
Last checked: 2026-10-23 04:55 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 20 Plover Circle, WATSONVILLE, CA, 95076?
Arrivva estimates a buyer rebate of $69,000 to $109,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 20 Plover Circle, WATSONVILLE, CA, 95076?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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