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Every listing shows your estimated rebate.

The green number on each home is what could come back to you: the buyer-broker fee (typically 2 to 3%) minus our flat $9,750. No other search shows you this, because no other brokerage gives it back.

At a glance

16640 Los Banos Street, SAN LEANDRO, CA, 94578

$978,888·3.5 bd·3 ba·MLSListings #ML82055371

Estimated Arrivva buyer rebate$9,000 to $20,000

Every completed rebate is published: see all 255 closings.

Listing data from MLSListings. Rebate estimate calculated by Arrivva.

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$978,888
89 Days On Site

16640 Los Banos Street
SAN LEANDRO, CA 94578

For Sale|Single Family Residence|Active
5
Beds
3.5
Total Baths
3
Full Baths
1
Partial Bath
1,425
SqFt
$687
/SqFt
1947
Built
County:
Alameda
Listed by of Phil Roza of eXp Realty of California Inc (510) 823-5788
Call Now: (408) 868-2620
Is this the listing for you? We can help make it yours.
(408) 868-2620
16640 Los Banos Street16640 Los Banos Street16640 Los Banos Street16640 Los Banos Street
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RARE OPPORTUNITY WITH FLEXIBLE LIVING, OUTDOOR SPACE & A 2.5% ASSUMABLE VA LOAN! This move-in-ready property offers much more than the numbers suggest. The 1,425-SF main residence features 3 bedrooms and 1.5 baths, PLUS two separate finished studio spaces (approx. 365 SF and 216 SF 2006 SF Total), each with a full bath, kitchenette and mini-split HVAC ideal for guests, extended family, offices or flexible uses. The larger studio has a successful history of short-term rental use; the smaller has been used as a long-term rental. Buyer to investigate permitted uses. Even more exceptional: a FULLY ASSUMABLE VA LOAN with an approximate $497,000 balance at just 2.5% offering a qualified buyer potential savings of approximately $1,150 per month compared with current financing. The main home blends mid-century character with updates, including PPA solar, LED lighting, tankless water heater and EV hookup. The dine-in kitchen features quartz counters, updated cabinetry, stainless appliances and a walk-in pantry. Upstairs, the loft bedroom with half bath opens to a rooftop balcony overlooking the gardens and East Bay. The 7,500-sf property offers drought-tolerant landscaping, mature fruit trees, parking and entertaining areas, plus a 1,400+ sf vista terrace with sweeping views.

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Listing Snapshot
Price 
$978,888
Days On Site 
89 Days
Bedrooms 
5
Inside Area (SqFt) 
1,425 sqft
Total Baths 
3.5
Full Baths 
3
Partial Baths 
1
Lot Size 
0.1722 Acres
Year Built 
1947
MLS Number 
ML82055371
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
7 days agoListing updated with changes from the MLS
7 days agoPrice changed to $978,888
a month agoStatus changed to Active
3 months agoListing first seen on site
General Features
Cross Street 
166th Ave
Direction Faces 
Southwest
Disclosures 
https://aculistdisclosures.mlslistings.com/property/ML82055371
Foundation 
Concrete Perimeter
Number Of Stories 
2
Parking 
Off StreetTandem
Parking Spaces 
3
Property Sub Type 
Single Family Residence
Security 
Security Gate
Sewer 
Public Sewer
SqFt Total 
1425
Style 
Tract
Utilities 
Natural Gas AvailableCable Available
Water Source 
Public
Zoning 
R-1
Interior Features
Appliances 
DisposalDishwasherIce MakerMicrowaveRefrigeratorRange HoodGas RangeWasher/Dryer
Cooling 
Ceiling Fan(s)Wall/Window Unit(s)Zoned
Flooring 
Laminate
Heating 
Natural Gas
Interior 
Eat-in KitchenWalk-In Closet(s)
Laundry Features 
Laundry Room
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Exterior Features
Exterior 
BalconyStorage
Fencing 
Wood
Lot Features 
ViewsGentle SlopingBack Yard
Other Structures 
Storage
Patio And Porch 
Patio
Pool Features 
None
Roof 
Composition
View 
NeighborhoodOther
Waterview 
NeighborhoodOther
Community Features
School District 
San Lorenzo Unified
Schools
School District
San Lorenzo Unified
Elementary School
Unknown
Middle School
Unknown
High School
San Lorenzo High
Listed by of Phil Roza of eXp Realty of California Inc (510) 823-5788



The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than eXp Realty are marked with the Internet Data Exchange icon and detailed information about them includes the names of the listing brokers and listing agents. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, MLS Listings, Inc..
Last checked: 2026-10-21 12:02 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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*Estimate only. Actual rebate may vary based on final price, lender requirements, MLS rules, and broker policies.

Questions about this listing

How much could a buyer get back on 16640 Los Banos Street, SAN LEANDRO, CA, 94578?
Arrivva estimates a buyer rebate of $9,000 to $20,000 on this listing. The buyer-broker fee, typically 2 to 3% of the price, goes back to you minus Arrivva's flat $9,750 fee. Every completed rebate is published on the Arrivva results page. See every completed closing
How do I schedule a tour of 16640 Los Banos Street, SAN LEANDRO, CA, 94578?
Set up a quick chat with Arrivva by phone or video. The team confirms showing availability fast, tours the home with you, and walks you through offer strategy and the rebate math before you commit to anything. Set up a time to talk

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