The maximum mortgage amount that Fannie Mae, FHA, and Freddie Mac will buy in 2023 is $726,200 nationwide and the high-value locations like San Francisco went to $1,089,300. This is for single-family homes. 2, 3 and 4 units are even higher. To find out the maximum in your area, go to https://conforminglimits.com
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The “good” news for ending inflation is that the PPI is very low. Once the CPI calms down and the fed says that they are not increasing rates will be the next turning point. The question is will it lead to a recession. No matter what, it will lead to lower rates (and that is why […]
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Fannie Mae: Lender must include a monthly payment in the borrower’s recurring monthly debt obligation, using one of the options below to determine this amount: If you have student loans and you want to buy a house, you’re going to need to know what the lender will see on your credit report. The first thing you […]
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Interest rates and home prices Interest rates and home prices. What the media is not telling and why you should chill! arrivva is the leader in flat fee real estate transactions. https://youtu.be/uarLd7Cx0zo via @YouTube
Read MoreIf you pay attention to the media and real estate, they will tell you about slowdowns because of interest rates going up and other stuff. Not in California. It’s getting worse. The supply is not changing. But the supply of buyers is still going up. Even if you think prices are high, there are plenty […]
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Did you know in #california on the new agreement of sale, you must tell what stage your mortgage is in. If it is not fully underwritten, you are unlikely to get the bid accepted. Need a F U P A? Apply online and totally free with no obligation
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If you are freaking out that rates went up while you are trying to buy a home, don’t. Stop looking at rates. You’re not writing a check to an interest rate. Look at the exact payments. If you don’t like it, here is help to lower the rate. One word- POINTS. Points are fees that […]
Read MoreRealities of a Real Estate Crash It Ain’t Happening! Hi, it’s Fred Glick, talking today about what everybody’s thinking. When will the crash occur? We’ve seen the stock market have a little issue, then Bitcoin up and down. And the real estate slowed down, started back up, COVID, blah-di-blah. You can go through the news […]
Read MoreWhy a 30 year fixed is the wrong mortgage for you. In the last few weeks, long-term mortgage rates have risen. The experts see a slowdown in the housing market. The culprit? The 30 year fixed rate. The stalwart of the mortgage business for a long, long time. This is the entry point for Americans […]
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Fred discusses the idea of putting open house signs out. It’s inviting everyone to come into the house and it’s ridiculous. At Arrivva, we don’t use signs because we don’t want to attract attention from people who are not planning to buy.
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