What do I need??
If you have just a paystub and W2 income, you'll go fast! We need at worst case, 1 month of pay stubs, and the last 2 years of W2s.
If you are self-employed or have any investment property we will need the full signed 2 years of 1040s, 1120s, etc. with all the schedules and the K1s!
That means bank statements. Get us two months of statements, all pages, and enough to pay for any money due at the closing plus up to 9 months of reserves for jumbo loans.
This is very cool news. Most refis I am seeing where there is a standard Fannie Mae loan amount, no cash-out, good income, and credit are getting appraisal waivers!!
The declaration page of the insurance policy, condo contact info, photo ID. Get ready to have title insurance again because the new lender needs to know all is well with your place.