Find Out what you Need to Get started with Your Refinance

The Arrivva Home Mortgage Refinance Difference

How We Fixed Real Estate

Fixed, flat lender, and borrower compensation.

paid by you or the lender.

Let's Get Started!

What do I need??


If you have just a paystub and W2 income, you'll go fast! We need at worst case, 1 month of pay stubs, and the last 2 years of W2s.

If you are self-employed or have any investment property we will need the full signed 2 years of 1040s, 1120s, etc. with all the schedules and the K1s!


That means bank statements. Get us two months of statements, all pages, and enough to pay for any money due at the closing plus up to 9 months of reserves for jumbo loans.


This is very cool news. Most refis I am seeing where there is a standard Fannie Mae loan amount, no cash-out, good income, and credit are getting appraisal waivers!!

Other Stuff

The declaration page of the insurance policy, condo contact info, photo ID. Get ready to have title insurance again because the new lender needs to know all is well with your place.

Backed by a Reputation Built on Trust

Customers trust Fred Glick to help them buy and sell their homes. The average Zillow rating of 4.9 is a testament that Fred is able to consistently deliver results while maintaining the highest integrity and customer satisfaction.


It's weird to write a review of a mortgage lender/real estate broker/agent. But here we go! Fred was super helpful from the very start (June 2019). We have an existing relationship with him and our rental agency so when we reached out we knew he'd be a good start.

Zillow 5-star

James Dean Booth

Pittsburgh, Pennsylvania


Great to work with! Fred helped us get a mortgage and took us through a difficult process that had unusual circumstances. We closed and are in possession of our new home.

Zillow 5-star


Redondo Beach, California


Fred deserves twice whatever the lenders pay him. In my opinion, brain transplant surgery is undoubtedly easier than the process of refinancing a home. And that is the exact reason that I elected to bring in a broker instead of struggling down the road myself. Thank god I found Fred Glick.

Zillow 5-star


Palo Alto, California